Betterment LLC

Q4 2025 13F-HR Holdings

Location
New York, NY
Holdings as of
12/31/2025
Date filed
2/12/2026
Form type
13F-HR
Num holdings
551
Total value ($000)
$52,488,056
Net value change ($000)
+1,888,064 (3.7%)
New positions
42
Sold out positions
13
Turnover %
0.2%
Sector allocation + QoQ delta (equities-only)
Prev filing: 11/13/2025 Next filing: — SEC filing

Snapshot: Change Analysis

Compared to Q3 2025
Methodology: sector metrics are equities-only; instrument mix chart is ex-options; options exposure is shown separately. Why this matters.
Top Adds (Value $000, Stocks/ETFs)
SPYM 551,944 9.0%
VEA 421,746 5.1%
MUB 187,130 10.1%
AGG 159,408 6.5%
VWOB 92,455 41.7%
SPMD 73,842 6.4%
JPST 49,012 7.9%
VWO 45,564 1.6%
SPSM 38,612 4.6%
BNDX 36,912 4.1%
Top Reduces (Value $000, Stocks/ETFs)
EMB -66,578 -10.4%
FALN -31,446 -100.0%
VTI -21,736 -0.3%
TFI -21,453 -3.7%
IBIT -11,230 -15.9%
BND -9,350 -6.8%
SHV -8,603 -10.0%
VBR -7,480 -1.2%
ETHA -7,167 -26.4%
VTIP -6,044 -7.3%
Instrument mix + QoQ Δ (ex-options)
How this table is calculated: SEC VALUE ($000) is used as reported. For derivatives (PUT/CALL/WARRANT/RIGHT), SEC value represents reported underlying exposure, not premium cash paid/received. Column % is bucket-based: non-options share is calculated inside non-option total, options share is calculated inside options total. Details.
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Instrument:
Issuer Name Ticker Sector Industry Class History Value ($000) % Shares Shares Δ Shares Δ% Value Δ ($000) Value Δ% Principal Option Type