RETIREMENT INCOME SOLUTIONS, INC

Q3 2025 13F-HR Holdings

Location
Ann Arbor, MI
Holdings as of
9/30/2025
Date filed
10/14/2025
Form type
13F-HR
Num holdings
165
Total value ($000)
$584,815
Net value change ($000)
+39,794 (7.3%)
New positions
12
Sold out positions
5
Turnover %
0.8%
Sector allocation + QoQ delta (equities-only)
Prev filing: 7/15/2025 Next filing: 1/27/2026 SEC filing

Snapshot: Change Analysis

Compared to Q2 2025
Methodology: sector metrics are equities-only; instrument mix chart is ex-options; options exposure is shown separately. Why this matters.
Top Adds (Value $000, Stocks/ETFs)
SPYM 11,970 10.1%
SPY 3,195 7.2%
SPMD 2,507 7.6%
IWF 1,820 9.7%
IVV 1,363 3.4%
GLDM 1,353 15.3%
AAPL 1,110 25.7%
QQQ 754 9.5%
FESM 752 17.4%
JPST 687 1.5%
Top Reduces (Value $000, Stocks/ETFs)
PEP -224 -100.0%
CL -221 -100.0%
AXON -211 -100.0%
DE -203 -100.0%
PAVE -201 -100.0%
PG -179 -19.1%
MRK -126 -18.0%
MSTR -106 -24.5%
CMG -77 -26.9%
SYK -63 -18.1%
Instrument mix + QoQ Δ (ex-options)
How this table is calculated: SEC VALUE ($000) is used as reported. For derivatives (PUT/CALL/WARRANT/RIGHT), SEC value represents reported underlying exposure, not premium cash paid/received. Column % is bucket-based: non-options share is calculated inside non-option total, options share is calculated inside options total. Details.
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Instrument:
Issuer Name Ticker Sector Industry Class History Value ($000) % Shares Shares Δ Shares Δ% Value Δ ($000) Value Δ% Principal Option Type