Bull Oak Capital, LLC

Q3 2025 13F-HR Holdings

Location
Rancho Santa Fe, CA
Holdings as of
9/30/2025
Date filed
11/10/2025
Form type
13F-HR
Num holdings
32
Total value ($000)
$235,445
Net value change ($000)
+15,962 (7.3%)
New positions
2
Sold out positions
2
Turnover %
0.4%
Sector allocation + QoQ delta (equities-only)
Prev filing: 8/1/2025 Next filing: 2/2/2026 SEC filing

Snapshot: Change Analysis

Compared to Q2 2025
Methodology: sector metrics are equities-only; instrument mix chart is ex-options; options exposure is shown separately. Why this matters.
Top Adds (Value $000, Stocks/ETFs)
IVV 7,372 11.3%
SPMO 5,155 40.4%
VTI 2,619 21.0%
IEFA 1,568 5.3%
IAU 981 16.4%
SPYM 601 6.8%
AVDV 467 7.7%
IBIT 330 7.9%
CTAS 296 NEW
GOOGL 236 NEW
Top Reduces (Value $000, Stocks/ETFs)
SGOV -1,446 -14.7%
AVUV -1,284 -27.9%
VO -896 -22.4%
SHV -252 -1.1%
SCHD -208 -100.0%
SCHG -200 -100.0%
AVUS -189 -1.7%
INTU -108 -15.6%
CRM -86 -23.1%
ADBE -33 -8.9%
Instrument mix + QoQ Δ (ex-options)
How this table is calculated: SEC VALUE ($000) is used as reported. For derivatives (PUT/CALL/WARRANT/RIGHT), SEC value represents reported underlying exposure, not premium cash paid/received. Column % is bucket-based: non-options share is calculated inside non-option total, options share is calculated inside options total. Details.
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Instrument:
Issuer Name Ticker Sector Industry Class History Value ($000) % Shares Shares Δ Shares Δ% Value Δ ($000) Value Δ% Principal Option Type