Sterling Financial Planning, Inc.

Q4 2025 13F-HR Holdings

Location
Sparta, NJ
Holdings as of
12/31/2025
Date filed
1/27/2026
Form type
13F-HR
Num holdings
120
Total value ($000)
$331,810
Net value change ($000)
+14,674 (4.6%)
New positions
5
Sold out positions
1
Turnover %
0.4%
Sector allocation + QoQ delta (equities-only)
Prev filing: 10/24/2025 Next filing: — SEC filing

Snapshot: Change Analysis

Compared to Q3 2025
Methodology: sector metrics are equities-only; instrument mix chart is ex-options; options exposure is shown separately. Why this matters.
Top Adds (Value $000, Stocks/ETFs)
BIV 1,531 17.9%
DFIV 1,307 8.9%
IAU 1,044 5.2%
IJJ 949 4.9%
DISV 755 7.2%
IJT 617 3.5%
FNDX 617 5.5%
DFIP 551 9.4%
VYM 528 4.9%
IJK 527 3.0%
Top Reduces (Value $000, Stocks/ETFs)
ORCL -280 -100.0%
IBM -187 -27.5%
MSFT -124 -7.0%
COST -86 -15.9%
META -82 -11.0%
VNQ -61 -2.2%
O -56 -7.2%
HD -51 -14.7%
PRF -45 -3.1%
BDX -35 -13.9%
Instrument mix + QoQ Δ (ex-options)
How this table is calculated: SEC VALUE ($000) is used as reported. For derivatives (PUT/CALL/WARRANT/RIGHT), SEC value represents reported underlying exposure, not premium cash paid/received. Column % is bucket-based: non-options share is calculated inside non-option total, options share is calculated inside options total. Details.
Filter:
Instrument:
Issuer Name Ticker Sector Industry Class History Value ($000) % Shares Shares Δ Shares Δ% Value Δ ($000) Value Δ% Principal Option Type