Investments & Financial Planning, LLC

Q4 2025 13F-HR Holdings

Location
Lexington, KY
Holdings as of
12/31/2025
Date filed
2/23/2026
Form type
13F-HR
Num holdings
37
Total value ($000)
$186,338
Net value change ($000)
+1,233 (0.7%)
New positions
1
Sold out positions
1
Turnover %
0.3%
Sector allocation + QoQ delta (equities-only)
Prev filing: 11/13/2025 Next filing: — SEC filing

Snapshot: Change Analysis

Compared to Q3 2025
Methodology: sector metrics are equities-only; instrument mix chart is ex-options; options exposure is shown separately. Why this matters.
Top Adds (Value $000, Stocks/ETFs)
VCSH 3,941 56.9%
SHYG 265 11.6%
GOOGL 221 NEW
BIV 139 4.0%
IJH 136 0.5%
URTH 119 1.2%
SCHV 118 29.2%
SCHG 92 31.1%
MUB 51 5.7%
AAPL 51 6.7%
Top Reduces (Value $000, Stocks/ETFs)
VT -653 -7.9%
VO -596 -3.5%
CGGR -528 -4.5%
VTV -503 -35.7%
VIG -419 -100.0%
SPYG -300 -0.8%
VB -219 -0.6%
BNDX -190 -16.8%
VWOB -184 -24.7%
VUG -150 -7.9%
Instrument mix + QoQ Δ (ex-options)
How this table is calculated: SEC VALUE ($000) is used as reported. For derivatives (PUT/CALL/WARRANT/RIGHT), SEC value represents reported underlying exposure, not premium cash paid/received. Column % is bucket-based: non-options share is calculated inside non-option total, options share is calculated inside options total. Details.
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Instrument:
Issuer Name Ticker Sector Industry Class History Value ($000) % Shares Shares Δ Shares Δ% Value Δ ($000) Value Δ% Principal Option Type