Retirement Investment Advisors, Inc.
Q4 2025 13F-HR Holdings
Net value change ($000)
+37,923
(3.2%)
New positions
8
Sold out positions
8
Turnover %
0.7%
Sector allocation + QoQ delta (equities-only)
Snapshot: Change Analysis
Compared to Q3 2025
Methodology:
sector metrics are equities-only;
instrument mix chart is ex-options;
options exposure is shown separately.
Why this matters.
Top Adds (Value $000, Stocks/ETFs)
| VTV | 11,391 | 4.5% |
| IEFA | 6,693 | 3.7% |
| VUG | 3,546 | 1.4% |
| MUB | 3,544 | 8.5% |
| VBR | 2,813 | 3.5% |
| BIV | 2,525 | 1.9% |
| IEMG | 2,407 | 2.7% |
| AAPL | 1,758 | NEW |
| BRK-B | 1,648 | NEW |
| EMB | 1,152 | 4.3% |
Top Reduces (Value $000, Stocks/ETFs)
| Apple Inc | -1,655 | -100.0% |
| BERKSHIRE HATHAWAY CLASS CLASS B | -1,578 | -100.0% |
| TXN | -610 | -51.5% |
| NVDA | -377 | -21.6% |
| BANF | -241 | -100.0% |
| Amazon.com Inc | -211 | -100.0% |
| OKE | -164 | -15.7% |
| SDY | -135 | -5.9% |
| VCSH | -86 | -6.3% |
| TSLA | -82 | -6.9% |
Instrument mix + QoQ Δ (ex-options)
How this table is calculated:
SEC
VALUE ($000) is used as reported.
For derivatives (PUT/CALL/WARRANT/RIGHT), SEC value represents reported underlying exposure, not premium cash paid/received.
Column % is bucket-based:
non-options share is calculated inside non-option total, options share is calculated inside options total.
Details.
Filter:
Instrument:
| Issuer Name | Ticker | Sector | Industry | Class | History | Value ($000) | % | Shares | Shares Δ | Shares Δ% | Value Δ ($000) | Value Δ% | Principal | Option Type |
|---|