RF&L WEALTH MANAGEMENT, LLC

Q4 2025 13F-HR Holdings

Location
Acton, MA
Holdings as of
12/31/2025
Date filed
1/9/2026
Form type
13F-HR
Num holdings
62
Total value ($000)
$178,429
Net value change ($000)
+8,062 (4.7%)
New positions
3
Sold out positions
1
Turnover %
1.1%
Sector allocation + QoQ delta (equities-only)
Prev filing: 10/8/2025 Next filing: 4/14/2026 SEC filing

Snapshot: Change Analysis

Compared to Q3 2025
Methodology: sector metrics are equities-only; instrument mix chart is ex-options; options exposure is shown separately. Why this matters.
Top Adds (Value $000, Stocks/ETFs)
LLY 987 35.2%
CVX 959 428.1%
NFLX 800 NEW
META 692 14.3%
DFIV 545 9.2%
DFAT 486 2.9%
PFE 461 NEW
SO 423 NEW
AAPL 416 5.8%
AMZN 297 5.3%
Top Reduces (Value $000, Stocks/ETFs)
MSFT -368 -6.8%
COST -250 -7.0%
KR -202 -100.0%
UNH -116 -6.4%
BIL -107 -26.2%
CRWD -98 -4.4%
SPY -90 -17.9%
ABBV -85 -2.1%
ABT -83 -6.5%
FNDC -65 -1.3%
Instrument mix + QoQ Δ (ex-options)
How this table is calculated: SEC VALUE ($000) is used as reported. For derivatives (PUT/CALL/WARRANT/RIGHT), SEC value represents reported underlying exposure, not premium cash paid/received. Column % is bucket-based: non-options share is calculated inside non-option total, options share is calculated inside options total. Details.
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Instrument:
Issuer Name Ticker Sector Industry Class History Value ($000) % Shares Shares Δ Shares Δ% Value Δ ($000) Value Δ% Principal Option Type