Summit Financial Consulting LLC

Q4 2025 13F-HR Holdings

Location
Sterling Heights, MI
Holdings as of
12/31/2025
Date filed
1/23/2026
Form type
13F-HR
Num holdings
43
Total value ($000)
$137,718
Net value change ($000)
+12,436 (9.9%)
New positions
3
Sold out positions
2
Turnover %
10.8%
Sector allocation + QoQ delta (equities-only)
Prev filing: 10/15/2025 Next filing: 4/10/2026 SEC filing

Snapshot: Change Analysis

Compared to Q3 2025
Methodology: sector metrics are equities-only; instrument mix chart is ex-options; options exposure is shown separately. Why this matters.
Top Adds (Value $000, Stocks/ETFs)
IYH 7,151 NEW
LQD 1,688 8.4%
HYG 1,574 7.9%
IYW 948 13.9%
IYZ 939 13.8%
EFA 935 14.7%
QQQM 817 12.3%
EEM 802 12.0%
IVW 782 11.7%
IYE 753 11.5%
Top Reduces (Value $000, Stocks/ETFs)
IYF -6,903 -100.0%
IVOV -309 -100.0%
TLT -105 -9.1%
AGG -104 -9.2%
MSFT -49 -4.4%
SPYM -43 -4.0%
DTE -29 -8.7%
COST -24 -6.3%
XLU -24 -2.8%
F -21 -10.8%
Instrument mix + QoQ Δ (ex-options)
How this table is calculated: SEC VALUE ($000) is used as reported. For derivatives (PUT/CALL/WARRANT/RIGHT), SEC value represents reported underlying exposure, not premium cash paid/received. Column % is bucket-based: non-options share is calculated inside non-option total, options share is calculated inside options total. Details.
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Instrument:
Issuer Name Ticker Sector Industry Class History Value ($000) % Shares Shares Δ Shares Δ% Value Δ ($000) Value Δ% Principal Option Type