ZynergyRetirementPlanningLLC

Q4 2025 13F-HR Holdings

Location
Red Bank, NJ
Holdings as of
12/31/2025
Date filed
1/9/2026
Form type
13F-HR
Num holdings
27
Total value ($000)
$162,527
Net value change ($000)
+3,971 (2.5%)
New positions
0
Sold out positions
2
Turnover %
0.6%
Sector allocation + QoQ delta (equities-only)
Prev filing: 10/8/2025 Next filing: 4/17/2026 SEC filing

Snapshot: Change Analysis

Compared to Q3 2025
Methodology: sector metrics are equities-only; instrument mix chart is ex-options; options exposure is shown separately. Why this matters.
Top Adds (Value $000, Stocks/ETFs)
SCHO 2,489 26.7%
IVV 1,135 3.0%
SCHWAB STRATEGIC TRUST 777 3.6%
SCHA 629 3.9%
AAPL 92 6.8%
SCHC 58 6.2%
SCHV 44 1.5%
SCHE 25 0.6%
GLD 21 6.1%
VEU 15 3.1%
Top Reduces (Value $000, Stocks/ETFs)
LULU -534 -100.0%
JPM -417 -100.0%
SCHH -399 -2.5%
SCHP -339 -2.9%
HD -116 -17.8%
SCHZ -99 -0.3%
SCHG -15 -2.7%
NJR -7 -3.3%
VPU -6 -2.2%
QQQ -3 -0.3%
Instrument mix + QoQ Δ (ex-options)
Derivatives reported exposure ($000): 560 (0.3% of total reported value)
How this table is calculated: SEC VALUE ($000) is used as reported. For derivatives (PUT/CALL/WARRANT/RIGHT), SEC value represents reported underlying exposure, not premium cash paid/received. Column % is bucket-based: non-options share is calculated inside non-option total, options share is calculated inside options total. Details.
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Instrument:
Issuer Name Ticker Sector Industry Class History Value ($000) % Shares Shares Δ Shares Δ% Value Δ ($000) Value Δ% Principal Option Type