FINANCIAL LIFE ADVISORS

Q3 2025 13F-HR Holdings

Location
San Antonio, TX
Holdings as of
9/30/2025
Date filed
11/3/2025
Form type
13F-HR
Num holdings
47
Total value ($000)
$311,279
Net value change ($000)
+19,018 (6.5%)
New positions
1
Sold out positions
2
Turnover %
0.5%
Sector allocation + QoQ delta (equities-only)
Prev filing: 7/23/2025 Next filing: 1/30/2026 SEC filing

Snapshot: Change Analysis

Compared to Q2 2025
Methodology: sector metrics are equities-only; instrument mix chart is ex-options; options exposure is shown separately. Why this matters.
Top Adds (Value $000, Stocks/ETFs)
VWO 2,880 94.6%
IVE 2,760 8.4%
SCHZ 2,067 6.9%
VGLT 1,929 16.6%
IVW 1,862 4.3%
EFV 1,572 10.7%
SPHY 1,519 23.9%
SPMB 1,470 8.1%
GLDM 1,064 22.3%
IYW 954 9.9%
Top Reduces (Value $000, Stocks/ETFs)
IGSB -714 -37.8%
XCEM -609 -14.0%
EMXC -549 -22.9%
HEFA -464 -16.3%
IUSB -383 -2.7%
SUB -258 -100.0%
SHY -220 -100.0%
MUB -170 -3.3%
VEA -150 -10.1%
MTUM -61 -12.6%
Instrument mix + QoQ Δ (ex-options)
How this table is calculated: SEC VALUE ($000) is used as reported. For derivatives (PUT/CALL/WARRANT/RIGHT), SEC value represents reported underlying exposure, not premium cash paid/received. Column % is bucket-based: non-options share is calculated inside non-option total, options share is calculated inside options total. Details.
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Instrument:
Issuer Name Ticker Sector Industry Class History Value ($000) % Shares Shares Δ Shares Δ% Value Δ ($000) Value Δ% Principal Option Type