FINANCIAL LIFE ADVISORS

Q4 2025 13F-HR Holdings

Location
San Antonio, TX
Holdings as of
12/31/2025
Date filed
1/30/2026
Form type
13F-HR
Num holdings
53
Total value ($000)
$324,284
Net value change ($000)
+13,005 (4.2%)
New positions
6
Sold out positions
0
Turnover %
0.4%
Sector allocation + QoQ delta (equities-only)
Prev filing: 11/3/2025 Next filing: — SEC filing

Snapshot: Change Analysis

Compared to Q3 2025
Methodology: sector metrics are equities-only; instrument mix chart is ex-options; options exposure is shown separately. Why this matters.
Top Adds (Value $000, Stocks/ETFs)
VWO 5,069 85.6%
ITA 3,056 328.6%
SPHY 2,891 36.7%
SCHZ 2,391 7.4%
VGLT 2,037 15.0%
SPMB 1,648 8.4%
EFV 752 4.6%
GLDM 711 12.2%
QUAL 542 6.0%
TLH 476 23.2%
Top Reduces (Value $000, Stocks/ETFs)
IUSB -3,211 -22.9%
HEFA -1,801 -75.8%
XCEM -1,742 -46.5%
IVW -935 -2.1%
EMXC -626 -33.9%
IVE -493 -1.4%
IGSB -466 -39.7%
EFG -434 -4.5%
VTV -204 -3.1%
EHC -183 -16.5%
Instrument mix + QoQ Δ (ex-options)
How this table is calculated: SEC VALUE ($000) is used as reported. For derivatives (PUT/CALL/WARRANT/RIGHT), SEC value represents reported underlying exposure, not premium cash paid/received. Column % is bucket-based: non-options share is calculated inside non-option total, options share is calculated inside options total. Details.
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Instrument:
Issuer Name Ticker Sector Industry Class History Value ($000) % Shares Shares Δ Shares Δ% Value Δ ($000) Value Δ% Principal Option Type